Liability insurance protects the insured, their family or employees against material and bodily damage claims arising from negligence. The scope is set in the policy, and claims are paid within its limits. There are two main groups:
Personal liability insurance covers individuals, for example when a renovation damages a neighbour’s home or a child accidentally injures someone.
Business liability insurance covers financial obligations from accidents caused by negligence at work:
- Employer’s liability
- Product liability
- Professional liability (lawyers, accountants, doctors, architects, engineers and others)
- Third-party liability
How we help you
- Choosing the right cover and limits for your needs
- Comparing quotes from our partner insurers
- Managing the policy and renewals
- Clear explanation of the policy terms
